Multiple Peril Crop Insurance (MPCI)

Protecting Your Farm, Securing Your Future

Multiple Peril Crop Insurance (MPCI) is a federally supported and regulated insurance program designed to safeguard farmers against the loss of crops due to a wide range of natural disasters and market fluctuations. It provides comprehensive coverage for yield losses and revenue shortfalls, helping producers manage risk and maintain financial stability.

Coverage
How It Works
Key Benefits
Eligibility

Coverage

MPCI protects against multiple causes of loss, including but not limited to:

  • Drought
  • Excessive moisture
  • Hail
  • Frost
  • Insect damage
  • Wind
  • Plant disease
  • Natural disasters

Depending on the policy types, it can also cover price declines that affect farm revenue.

How It Works

Policyholders elect coverage from an array of available products. If a covered event causes a loss in yield or revenue, the policyholder receives a payment based on the difference between the actual and guaranteed production or income.

Key Benefits

  • Comprehensive Protection - Covers a wide range of natural risks.
  • Customizable Plans - Choose from yield-based or revenue-based coverage.
  • Financial Stability - Helps maintain cash flow during tough seasons.
  • Government Support - Premiums are subsidized by the USDA, making coverage more affordable.

Eligibility

MPCI is available to all eligible farmers who grow insurable crops in participating counties across the United States. Coverage must be purchased before the crop's sales closing date.