Frequently Asked Questions

Why Crop Insurance?

Crop insurance is a risk management tool that protects farmers and ranchers against crop or revenue loss due to natural disasters, pests, or market fluctuations. It helps ensure financial stability in unpredictable moments and can enable secure loans and confident plans for the future.
Speak with an agent to understand how coverage can benefit your operation.

What Does a Crop Insurance Agent Do?

Agents help farmers select the right policies, report acreage, and file claims. They are the first point of contact for any questions throughout the season.

What do I do if I have a Crop Insurance Claim?

Timely action and accurate documentation are key to a smooth claims process.

If you experience crop damage or loss, follow these steps to ensure your crop insurance claim is handled efficiently:

1. Notify Your Agent Immediately

Contact your crop insurance agent as soon as you notice damage. Most policies require notification within 72 hours of discovering the loss. Early reporting helps ensure timely inspection and processing.

2. Do not Replant, Destroy, or Harvest the Crop

Leave the damaged crop untouched until an adjuster has inspected it or given approval to put to another use.

3. Document the Damage

Record dates, weather conditions, and any other relevant details. This documentation can support your claim and help the adjuster assess the loss accurately.

4. Work With the Adjuster

An insurance adjuster will contact you after you after the claim is submitted. Be prepared to provide planting records and yield history. Your cooperation helps ensure a fair and timely settlement.

5. Follow Up and Stay Informed

Keep in touch with your agent throughout the process. Ask questions if anything is unclear, and make sure you understand the next steps and any paperwork required.

Additional Resources:

Visit RMA’s Frequently Asked Questions for more detailed information about insurance policies and procedures.